What are Signing Agents?
A Notary Signing Agent is a Notary Public who has been trained to handle loan documents. Lenders and title companies hire Signing Agents to assist in the last step of the loan process.
The responsibilities of a Notary Signing Agent generally include printing loan documents, meeting the signer and notarizing their signature, and quickly returning the documents for processing. NSAs are also responsible for following any additional instructions from the lender, title company or signing service that hires them for loan closing work. For example, an NSA may be asked to fax back documents right away or use a specific mailing service to return the paperwork safely.
Since Notary Signing Agents have access to private financial information about borrowers and are sent into their client's home, the mortgage finance industry requires all Signing Agents to undergo a background screening on an annual basis. This helps prevent mortgage fraud and ensures the consumer's information is secure.
Why is Background Screening Required?
In order to guard borrowers' private financial information, the mortgage industry requires all persons involved in the lending process to undergo background screenings. Lenders in turn instruct title services companies to ensure that everyone with access to mortgage documents has been screened. This requirement applies to everyone handling loan documents including Notaries who act as Signing Agents.
The NNA background screening includes identity verification, residence verification, federal criminal record database search, residence county criminal record search (through court records, not a database), state motor vehicle records search and an Office of Foreign Assets Control (known-terrorist list) check.
This comprehensive screening meets the highest lender standards and is far more expansive than other screenings. It is therefore recognized and accepted by the nation's leading title and mortgage services companies.
Insured & Bonded
In order to protect the public, each Notary Public must file and register a bond with the State of Tennessee in the amount of $10,000.
Also, in order to protect each financial transaction, we also carry a $50,000 Errors & Omissions insurance policy.
NSAs Certified Annually
To meet their service and compliance requirements, lenders and title services companies need Notary Signing Agents to periodically demonstrate that they meet the qualifications for handling loan document signings. This requires completing both an examination of skills and know-how as well as a background screening every year.
Mission Statement
We are a mobile notary service dedicated to providing our clients with convenient, reliable, and professional notarization services. We offer our services at your home, office, or anywhere else that is convenient for you. We are available to service our clients and we are always happy to help.
HRC Commitment
HARRIS RESOURCE CORPORATION is committed to providing our clients with the best possible service. We are constantly striving to improve our services, and we are always looking for new ways to make notarization more convenient and accessible.
Frequently Asked Questions
Do you prepare Wills or Other legal documents?
While any person can generally draft and prepare their own legal documents without a lawyer, preparing documents for others for a fee would be considered a practice of law and we are not licensed attorneys.
What kind of notarization does my document need?
We cannot give you an opinion as to which notorization would best suit your needs as the answer could have legal ramifications for your document. You may tell us what notorization is required for your documents but we cannot choose for you.
TN CODE § 8-16-201. Notice That Notary Public Is Not an Attorney
I AM NOT AN ATTORNEY LICENSED TO PRACTICE LAW IN THE STATE OF TENNESSEE, AND I MAY NOT GIVE LEGAL ADVICE OR ACCEPT FEES FOR LEGAL ADVICE.
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